DEMOGRAPHIC FACTORS INFLUENCING THE ADOPTION OF DIGITAL PAYMENT METHODS: A STATISTICAL ANALYSIS OF USER PREFERENCE. JOURNAL OF MANAGEMENT (JOM), [S. l.], v. 11, n. 3, p. 1–15, 2024. Disponível em: https://mylib.in/index.php/JOM/article/view/JOM_11_03_001.. Acesso em: 11 jan. 2025.